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Biblical perspective on budgeting and handling your money - part 2

Continuing from yesterday's post, I conclude with part 2 of my Bible study on How to handle your money:

VI. PROTECT YOUR FAMILY WITH LIFE INSURANCE
a. Principle: Proverbs 27:12 12 A prudent man sees evil and hides himself, The naive proceed and pay the penalty.
b. Guys: 1 Timothy 5:8 8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.
c. Women: Titus 2:4-5 4 so that they may encourage the young women to love their husbands, to love their children, 5 to be sensible, pure, workers at home, kind, being subject to their own husbands, so that the word of God will not be dishonored. (cf. 1 Tim 5:10.)

VII. HAVE RETIREMENT PLAN IN PROGRESS WHEN YOU’RE 40 YEARS OLD
a. Yes we know that: Proverbs 16:9 9 The mind of man plans his way, But the LORD directs his steps.
i. But at the same time, we must be wise and plan accordingly.
b. Proverbs 21:5-6 The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty. 6 The getting of treasures by a lying tongue is a fleeting vapor and a snare of death.
c. Proverbs 13:16 16 Every prudent man acts with knowledge, But a fool displays folly.

VIII. OWN YOUR HOME DEBT-FREE BY AGE 65 OR RETIREMENT
a. Note first about retirement: The only reference in the Bible to retirement is found in Numbers 8:25, which concerns the retirement of the temple priests or Levites. That is not much biblical justification for the multibillion dollar retirement system America has built (http://www.crown.org/LIBRARY/ViewArticle.aspx?ArticleId=544).
b. Proverbs 13:16 16 Every prudent man acts with knowledge, But a fool displays folly.
c. Prov 6:6-8: So, according to Proverbs 6:6-8, workers need to lay aside some surplus in higher-income-earning years so that the latter years can be spent in peace.

IX. HAVE A WORKABLE BUDGET
a. Proverbs 16:3 3 Commit your works to the LORD, And your plans will be established.
b. Proverbs 24:3-4 By wisdom a house is built, And by understanding it is established; 4 And by knowledge the rooms are filled With all precious and pleasant riches.
c. Proverbs 21:5 5 The plans of the diligent lead surely to advantage, But everyone who is hasty comes surely to poverty.
d. Proverbs 27:12 12 A prudent man sees evil and hides himself, The naive proceed and pay the penalty.
i. Cf. Luke 14:28-30 – calculate before you start building.

Conclusion:
Some Biblical Convictions
1- Learn to be content: 1 Timothy 6:6 6 But godliness actually is a means of great gain, when accompanied by contentment.
2- Give God a chance first: Psalm 37:7 7 Rest in the LORD and wait patiently for Him; Do not fret because of him who prospers in his way, Because of the man who carries out wicked schemes.
3- Avoid hasty speculation: Proverbs 28:22 22 A man with an evil eye hastens after wealth, And does not know that want will come upon him.
4- Evaluate every purchase: 1 Corinthians 10:31 31 Whether, then, you eat or drink or whatever you do, do all to the glory of God.
5- Don’t be deceitful: Proverbs 19:1 Better is a poor man who walks in his integrity Than he who is perverse in speech and is a fool.
Proverbs 20:7 7 A righteous man who walks in his integrity-- How blessed are his sons after him.
Proverbs 20:17 17 Bread obtained by falsehood is sweet to a man, But afterward his mouth will be filled with gravel.
6- Seek good Christian counsel: Proverbs 13:20 20 He who walks with wise men will be wise, But the companion of fools will suffer harm. (cf. Ecc 9:14-16.)
Luke 16:10-11 10 "He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much. 11 "Therefore if you have not been faithful in the use of unrighteous wealth, who will entrust the true riches to you?

Source:
Source:
This outline for my Bible study was adapted from Jim Rickard's Stewardship Services ministry. Check it out here.
Also see Crown Ministries for a host of articles that may serve you in great ways!

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